*   {
    margin: 0;
}

html    {
    background-color: #C0C0C0;
    width: 100%; height: 100%;

}
body    {
    background-color: #FFFFFF;
    width: 100%; height: 100%; margin: 0% 0% 0% 0%;    
}                                           
#div_body    {
    background-color: #FFFFFF;
    width: 100%; height: 100%; margin: 0% 0% 0% 0%;
}
#div_header    {
    background-color: #0066FF;
    width: 100%; height: 10%; margin: 0% 0% 0% 0%;
}
#div_torso    {
    background-color: #FFFFFF;
    width: 96%; height: auto; margin: 0% 0% 0% 2%;
}
#div_torso h1, a    {
    color: #0066FF;
    text-decoration: none;
}
#div_torso a :hover    {
    color: #FF9900;
    text-decoration: none;
}
#div_footer    {
    background-color: #0066FF;
    width: 100%; height: 10%; margin: 0% 0% 0% 0%;
    position: fixed; bottom: 0%;
}